本文是金融学留学论文代写范文：关注不同种类的小额信贷机构，将研究主要是针对PRIDE Tz提出非政府组织小额信贷机构和秋叶原商业银行在小额信贷机构的运作方面进行阐述。
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本文在小额信贷机构的运作方面和他们在影响坦桑尼亚中小企业发展上做出的努力方面提供见解,作者将会对这两个案例进行研究。案例研究主要是针对PRIDE Tz提出非政府组织小额信贷机构和秋叶原商业银行。之所以选择这两个机构,是因为它们被认为是在小额信贷机构中提供最佳小额信贷实践管理服务的。它解释了PRIDE Tz和秋叶商业银行如何曾协助中小企业提高他们的收入,扩大他们的业务活动。PRIDE Tz是一个非政府组织(NGO),成立于1993年5月5日,作为没有股权的担保有限公司。其主要目标是在坦桑尼亚向低收入企业提供金融服务。
“PRIDE Tz的使命是为小型和微型企业家创造一个可持续的金融和信息服务网络,为了促进他们的业务增长,提高他们的收入并创造就业”
PRIDE Tz的贷款方法是在孟加拉国基于团结集团贷款采用格莱珉银行模式进行操作。在这种模式下,贷款申请人必须形成一个自我选择的五人小组,其目的是为了有资格获得贷款。
关注不同种类的小额信贷机构-Taking a look at various different Microfinance Institutions
In providing insights into the operation of MFIs and their effort in influencing the growth of SMEs in Tanzania,will look up on the two case studies The case studies was mainly aimed at PRIDE Tz which presents NGOs based Microfinance Institution and Akiba Commercial Bank presesnting Banks.The two institutions was chosen because it is considered to be among the MFIs with the best practices for administering microfinance services.It gives insights on how PRIDE Tz an Akiba Commercial Bank had assisted SMEs to raise their income and expand their business activities.PRIDE Tz is a non-governmental organisation(NGO)which was incorporated on 5th May 1993 under Chap 212 as a company limited by guarantee without share ownership.The main objective is to provide financial services to the low income entrepreneurs in Tanzania.
“The mission of PRIDE Tz is to create a sustainable financial and information services network for small and micro-entrepreneurs in order to promote their business growth,enhance their income and create employment”38
PRIDE Tz’s lending methodology is based on the solidarity group lending model adopted from the Grameen Bank model operating in Bangladesh.Under this model,loan applicants have to form a self-selected group of five people in order to qualify for a loan.
