海外留学生作业网课优质服务团队

留学Essay、Assignment、Report、Paper代写、网课服务平台

微信咨询:ydl928_999

新加坡edu essay代写_education教育学代写_网课代考

  EssayQuality唯一网址:https://www.essayquality.com/品质代写-专业写作团队为您提供:新加坡edu essay代写education教育学代写、英国edu教育学代写、英国education代写、ASTR代写、北美Course课程代写、Economy(eco)经济代写、Anthropology人类学代写、Geography地理学代写、BIO生物学代写、HIS历史学代写、网课代修代上、网课托管、quiz代考、exam代考....
 
新加坡edu essay代写,education教育学代写,网课代考
 
Brief Discussion on the Contract Aspect of the Consumer Credit Laws in Australia 
 
Introduction
Consumer credit involves offering a person credit so that he or she has the money to buy goods or services. The responsibility for financial services in Australia is apportioned between different regulators. For the main part consumer credit is the responsibility of State governments and their Offices of Fair Trading which administer the Uniform Consumer Credit Code.
This paper focuses on the contract aspect of the consumer credit laws and analyzes the advantages and disadvantages of the related contract rules of consumer credit in Australia, before offering suggestions to reform the problems.
The main argument of the paper is that the consumer credit system should be improved in order to provide the customers with an opportunity of fair crediting and the regulations of the consumer crediting in Australia should be developed while taking in consideration both the need of the client and the interest of the creditor.
This paper is divided into four parts: the first part is a general introduction to the history of consumer credit and the present legal system about the consumer credit. The second part focuses on the contents and application of contract regulation in NCC and NCCP Act and then analyzes the advantages and disadvantages of the contract regulatory method in NCC and NCCP Act. The third part offers suggestions for contract regulation in NCC and NCCP, which are disclosure requirements practical application, managing product innovation restrictions and taking into http://www.51fabiao.org/contractlaw/2012/0222/1123254617.html account the force majeure cases while determining the credit limit for the cards, and avoiding of discrimination between credit providers.
 
CONCLUSION
 
Currently, consumer credit system is regulated successively by the Uniform Consumer Credit Code, National Credit Code and National Consumer Credit Protection Act in Australia.
The Uniform Consumer Credit Code (UCCC) has been considered as the template for credit legislation in Queensland and in other states it was adopted in accordance with existing legislative basis. Subsequently, the National Credit Code (NCC) is considered to replace the Uniform Consumer Credit Code, with modifications. NCC is applied in the same way as the UCCC, but it has been extended to covering the credit for purchasing, improvement or renovation of the residential property for investment purposes. It is important to emphasize that the contract law in Australia is based on the English contract law. In Australia the main principle while developing the contract law was the principle of equity.
Due to the NCC, all providers of credit products should be registered as the members of external dispute resolution scheme (for example, Financial Ombudsman Service). That is done in order to ensure that the consumers are provided with access to the justice.
National Consumer Credit Protection Act 2009 is an Australian Federal law, which has been developed for introducing the scheme of registration and licensing. There are the following requirements to the credit contracts, which are regulated both by NCC and NCCPA : the debtor should be the natural person or a strata corporation; the credit should be provided wholly or predominantly; the predestination of the credit should be for domestic use, for personal use or for the household purposes: purchasing, renovating or investment purposes; the interest charge should or may be done for providing credit; the
 

热门服务
作业代写
Essay代写
Report代写
北美作业代做
美国作业代做
英国作业代做
澳洲作业代做
留学生代写
澳洲留学生代写
澳洲代写
美国代写
加拿大代写
北美网课代修
加拿大网课代修
美国网课代修
微积分网课代上
新加坡网课代修
Econ网课代修
英国网课代上
澳洲网课代上
英国代上网课
经济学代考
美国数学代考
澳洲数学代考
英国数学代考
加拿大数学代考
美国论文代写专栏
留学生exam代考
北美代写专栏
新加坡代写专栏
Paper代写专栏
英国论文代写专栏
网课代修
网课代上
网课代修
美国网课托管
加拿大网课托管
美国网课代上
加拿大网课代上
澳洲网课托管
澳洲网课代修
网课代修推荐
网课代修价格
英国网课托管
网课托管价格
网课托管推荐
澳大利亚网课代上
网课代上价格
网课代上推荐
澳大利亚网课代修
英国网课代修
Econ网课代上
经济学网课代上
金融网课代上
物理网课代上
统计网课代上
哲学网课代上
宏观经济网课代上
Econ网课代修
经济学网课代修
金融网课代修
物理网课代修
统计网课代修
经济学网课代修
会计网课代修
宏观经济网课代修
数学网课代修
微积分网课代修
exam代考
Final exam代考
Midterm代考
加拿大代考
北美代考
网课代考价格
数学代考
留学生代考
Online exam代考
online quiz代考
代考价格
代考推荐
会计代考
金融代考
北美代考推荐
北美代考价格
美国Final exam代考
澳洲Final exam代考
英国Final exam代考
加拿大Final exam代考
网课托管
美国Midterm代考
澳洲Midterm代考
温哥华代考
英国Midterm代考
加拿大Midterm代考
北美代考多少钱
美国网课代考
澳洲网课代考
英国网课代考
加拿大网课代考
代考分享
微积分代考
Econ代考
经济学代考
会计代考
Accounting代考
Final exam代考
Midterm 代考
加拿大代考
美国代考
北美代考
网课代考
数学代考
留学生代考
Online exam代考
online quiz代考
代考价格
代考推荐
留学生作业专栏
assignment代写专栏
成绩单
加拿大essay专栏
美国essay专栏
英国essay专栏
北美essay专栏
留学生作业专栏
微信

微信客服

微信客服:ydl928_999

山东济南市历下区三庆财富中心

qq

QQ客服

QQ联系:2232468560